Minneapolis Therapy & Marriage Counseling
DR. JANETTE AYD, LICENSED PSYCHOLOGIST
Rates & Insurance

We believe in making high-quality therapy affordable to everyone.   We provide lower and fair rates to you, while maintaining a sustainable living for ourselves.  Excellent mental health care is our goal and we believe that taking care of each individual has a profound effect on the health of our community.  Providing the highest quality therapy available at a price you can afford is not a job to us, it is our mission.

Payment Options

  • If you have in-network insurance coverage with a preferred provider, this will be most advantageous to youWe accept a number of insurance plans.  If you have a plan in which you are only responsible for a co-pay, it will be best for you to use your insurance plan.  Our billing company will take care of submission of the bill.
  • If you have out-of-network insurance coverage, this will be most advantageous to you:   Some insurance plans are not within our network, but sometimes we can make arrangements that are financially sensible.  All you need to do is call the customer service number on the back of your card and ask what your out-of-network benefits include.  Then call or email us and we can help you.  If you choose this option, our billing company will take care of submission of the bill.
  • If you are uninsured, do not have mental health benefits or have a substantial out-of-pocket deductible, it will be to your benefit to:   Use the fee-for-service rates below.  You may pay at the time of service.

Private Pay Rates:

Individual Therapy
$75 by cash
$85 by check
$88 by credit (through our PayPal account on this website only)
For clients using insurance: Please note if you are paying co-pay or co-insurance through PayPal, you will need to add 4% to your total

Marital or Couple’s Therapy
$85 by cash
$95 by check
$99 by credit (only through our PayPal account on this website)
For clients using insurance: Please note if your are paying co-pay or co-insurnace through PayPal, you will need to add 4% to your total

Insurance questions to ask your provider:
Services may be covered in full or in part by your health insurance or employee benefit plan. Please call customer service on the back of your insurance card and check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • Do I have a co-pay or co-insurance?  What is the amount?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?